📌 How Long Is SR-22 Required in Virginia?
In most cases, Virginia requires drivers to maintain SR-22 insurance for at least 3 years. However, this period can vary based on the severity of your violation.
Here’s a breakdown:
| Violation | SR-22 Requirement |
|---|---|
| DUI or reckless driving | 3 years |
| Driving without insurance | 3 years |
| Multiple traffic violations | Varies (1-3 years) |
👉 Key Point: The DMV determines your required duration, and you must maintain continuous coverage during this period.
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📌 What Happens If You Cancel Your SR-22 Early?
If your SR-22 lapses or is canceled before the required time, Virginia’s DMV will suspend your driver’s license immediately.
🔴 Consequences of canceling SR-22 early: ✔ License suspension
✔ Fines and penalties
✔ Restarting the SR-22 filing period (you may have to start over from zero)
To avoid this, always maintain your policy for the entire required period.
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📌 How to Check Your SR-22 Requirement in Virginia
Not sure how long your SR-22 lasts? You can check directly with the Virginia DMV by:
✅ Logging into the DMV website
✅ Calling the Virginia DMV customer service
✅ Reviewing the original SR-22 filing letter
If you’re unsure, it’s safer to keep it for at least 3 years.
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📌 Cheapest Way to Maintain SR-22 in Virginia
Since SR-22 insurance can be more expensive, here are some tips to lower your costs while staying compliant:
✔ Compare Quotes from Multiple Providers – Different insurers offer different rates.
✔ Ask About Discounts – Safe driving, bundling policies, or defensive driving courses can help.
✔ Maintain a Clean Record – Avoid further violations to prevent extending your SR-22 requirement.
✔ Choose a Non-Owner SR-22 Policy – If you don’t own a car, this is a cheaper option.
💡 Need an affordable SR-22 policy?
Check out our Virginia SR-22 Insurance Service to get a free quote today!
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📌 Final Thoughts
SR-22 requirements in Virginia typically last 3 years, but it’s essential to verify your exact timeline with the DMV. To avoid penalties, never let your policy lapse before the required time.
If you need cheap SR-22 insurance, our team can help you find affordable coverage that meets Virginia’s legal requirements.